Bankruptcy in Pittsburgh
Feeling stressed and overwhelmed with debt? Call Attorney David Romito now for a free consultation to see if bankruptcy might be the simple answer to your debt troubles.
Bankruptcy is easier than you might think. We can help you sort out all the details!
Chapter 7, sometimes referred to as “straight”, or “liquidation” bankruptcy, is designed for debtors (individuals like you) in financial difficulty who do not have the ability to pay their existing debts. The main purpose of bankruptcy law is, in fact, to give to a person who is hopelessly burdened with debt a ‘fresh start’ by wiping out his or her debts. More on Chapter 7.
Chapter 13 bankruptcy, also known as a “reorganization bankruptcy”, is filed by debtors who have enough disposable income to pay off a portion, generally at least twenty percent, of their debts over a period not exceeding five years. Typical repayment plan periods are 3, 4, or 5 years.
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