Feeling stressed and overwhelmed with debt? Call Attorney David Romito now for a free consultation to see if bankruptcy might be the simple answer to your debt troubles.
Free 15 minute consultation.
24 Years Experience with Bankruptcy in Pittsburgh and all surrounding areas.
Graduated Magna Cum Laude in 1984 from West Virginia University
University of West Virginia Bachelor of Science Degree in Business
Chapter 7, sometimes referred to as “straight”, or “liquidation” bankruptcy, is designed for debtors (individuals like you) in financial difficulty who do not have the ability to pay their existing debts. The main purpose of bankruptcy law is, in fact, to give to a person who is hopelessly burdened with debt a ‘fresh start’ by wiping out his or her debts. More on Chapter 7.
Visit our Get Started page with details of what is needed on a first appointment and other necessary documents you may want to bring.
Chapter 13 bankruptcy, also known as a “reorganization bankruptcy”, is filed by debtors who have enough disposable income to pay off a portion, generally at least twenty percent, of their debts over a period not exceeding five years. Typical repayment plan periods are 3, 4, or 5 years.